Florida Mobile Home Financing

Buying a mobile home in Florida is easier than ever with flexible Florida mobile home financing options designed for today’s buyers. At Integrity Mobile Home Sales, we partner with trusted lenders to provide clear guidance, affordable loan programs, and personalized support. Whether you’re a first-time buyer or looking to refinance, our financing solutions make the path to ownership simple and stress-free.

Affordable Florida Mobile Home Financing Options

mobile home financing Florida

Specialized Manufactured Home Financing from Experts in the Industry

Most people don’t realize they can finance a manufactured home just like a traditional property. With our Florida mobile home financing programs, you’ll gain access to competitive rates, flexible terms, and experienced lenders who understand the manufactured housing market. From start to finish, our team helps you navigate the process with confidence.

Why Choose 21st Mortgage for Florida Mobile Home Financing?

When it comes to mobile home financing in Florida, our team knows 21st Mortgage and other respected lenders can help connect you with affordable, competitive options. With over $9 billion in manufactured home loans and decades of experience, 21st Mortgage provides programs designed for buyers across Florida. From application to closing, we want to help you secure the best possible rates and terms.

The Benefits of 21st Mortgage

Business in 46 States Including Florida – Reliable Mobile Home Financing Support

21st Mortgage is a trusted financial institution across the United States. Even if you don’t settle on sunny Florida, you can rest assured 21st Mortgage is there with you.

Minimum Loan Amounts as Low as $15k – Making Mobile Homeownership Accessible

21st Mortgage will allow for a minimum loan amount of $15,000 for homes purchased from current 21st Mortgage customers. Otherwise, the minimum loan amount is $23,000.

Down Payments as Low as $0 – Qualified Buyers May Start With No Upfront Cost

21st Mortgage offers down payments as low as $0 for certain qualified buyers. Normal down payments average between 5% and 35% and are based on unique buyer qualifications.

No Minimum Credit Required – Flexible Financing Options

Credit scores still affect the down payment and interest rate offered. Mortgages can still be obtained with sub-prime or no credit, but higher interest rates and down payments should be expected.

No Home Age Limit in Florida – Finance Both Newer and Older Mobile Homes

In Florida, 21st Mortgage does not have a maximum home age for financing. Older homes are often more attainable, making this a big bonus for buyers.

Competitive Refinancing Options – Cash-Out, Consolidation, and Refinance Programs

21st Mortgage offers competitive refinancing options. Refinancing an existing 21st Mortgage loan requires a minimum of 5% down payment. “Consolidation/Cash-Out” programs are available but require a minimum credit score of 600. (Note: The Consolidation/Cash-Out option is not available in Texas.)

At Integrity, we believe in connecting you with experts who care about your success. 

Grant Kloss

Mortgage Loan Originator
Direct Lending Department,
21st Mortgage Corporation